WooCommerce has over 6 million online stores worldwide.
It’s one of the most trusted eCommerce platforms for businesses that want flexibility and control.
But here’s the challenge: Picking the best WooCommerce payment gateway in 2025 isn’t as simple as it sounds.
Many store owners fall into traps, hidden fees, poor success rates, failed UPI payments, and settlement delays that hurt both revenue and customer trust.
We see this problem every day when clients approach us for WooCommerce payment gateway integration.
The wrong choice can also mean lost sales at checkout.
By the end of this blog, you’ll know exactly which WooCommerce payment gateway offers the lowest fees, the highest UPI success rate, and the smoothest checkout experience for your store in 2025.
What Makes a WooCommerce Payment Gateway “the Best” in 2025?
The best WooCommerce payment gateway in 2025 should build trust, scale with your business, and adapt to customer preferences. Here’s what matters:
- Security & Compliance: Look for gateways with PCI DSS compliance, Strong Customer Authentication (SCA), and 3D Secure 2.0. This ensures fraud protection and smoother global transactions.
- Payment Methods Supported: Customers expect multiple options like UPI, debit/credit cards, wallets, BNPL (Buy Now, Pay Later), EMI, PayPal, Apple Pay, & Google Pay. More methods = more conversions.
- Fees & Settlement Time: A low per-transaction fee is good, but speed matters too. Some gateways settle in 24 to 48 hours, while others take up to a week.
- Subscriptions & Recurring Billing: If you run a SaaS, digital service, or subscription box, you’ll need gateways that handle saved cards and recurring billing.
- Multi-Currency & International Cards: For stores selling abroad, support for multi-currency checkout and international cards is a must.
At Seven Square, we always help clients map these criteria to their business model before recommending the right gateway.
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What Are the Top 7 WooCommerce Payment Gateways?
Here you can learn about the best WooCommerce Payment Gateways that can ease the checkout process.
1. Stripe
Stripe is one of the most popular choices for WooCommerce stores looking to sell globally in 2025.
It’s powerful, developer-friendly, and supports 135+ currencies, making it perfect for WooCommerce international payments.
- Supports subscriptions, recurring billing, and saved cards, ideal for SaaS and membership sites.
- Fully compliant with PCI DSS, SCA, and 3D Secure 2.0, ensuring secure global transactions.
- Works smoothly with WooCommerce, and we often recommend it to clients expanding into multiple countries.
If your priority is scaling internationally with subscriptions, Stripe remains one of the best WooCommerce payment gateways in 2025.
2. WooPayments (Stripe-based)
WooPayments is WooCommerce’s native payment gateway, built in partnership with Stripe.
If you’re running a WooCommerce store in 2025 and want simplicity, this is an excellent option.
- Easy setup directly inside WooCommerce, no third-party accounts required.
- Supports multi-currency checkout, automatic currency conversion, and smooth refunds.
- Best for small-to-medium businesses that want Stripe’s global power with the simplicity of WooCommerce integration.
We recommend WooPayments for merchants who need secure payments, subscriptions, and recurring billing.
If you’re looking for a plug-and-play WooCommerce payment gateway in 2025, WooPayments gives you the speed of setup & security of Stripe without extra complexity.
3. Razorpay
Razorpay is the go-to WooCommerce payment gateway for India in 2025.
It’s trusted by startups, D2C brands, and enterprises alike because it supports UPI, cards, wallets, EMI, and BNPL (Buy Now, Pay Later).
- Excellent UPI success rate, with higher conversion at checkout compared to other gateways.
- Supports subscriptions and recurring billing, making it ideal for digital-first businesses.
- Easy WooCommerce integration with the official Razorpay WooCommerce plugin.
We often recommend Razorpay to Indian businesses that want local payment adoption with the widest coverage.
Razorpay remains one of the best WooCommerce payment gateways with strong success rates and customer trust.
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4. PayU
PayU is a strong competitor in India and has gained momentum in 2025 after receiving RBI approval as a Payment Aggregator.
For WooCommerce stores, it’s a reliable choice that balances fees, features, and compliance.
- Supports UPI, cards, netbanking, BNPL, and EMI, ensuring wide payment coverage.
- Offers subscriptions and recurring payments, great for SaaS and retail.
- The official PayU WooCommerce plugin ensures smooth setup and high success rates.
If you want a secure WooCommerce payment gateway with BNPL and EMI support, PayU is a strong choice in 2025.
5. Cashfree
Cashfree is growing as one of the fastest-settling WooCommerce payment gateways.
It’s known for UPI-first performance and developer-friendly tools.
- Strong UPI success rates, helping reduce cart abandonment.
- Supports cards, netbanking, wallets, BNPL, alongside UPI.
- Easy WooCommerce integration with the Cashfree WooCommerce plugin.
If you’re looking for the lowest fee WooCommerce payment gateway with quick settlements, Cashfree is a fantastic choice in 2025.
6. CCAvenue
CCAvenue is one of the oldest and most widely used payment gateways in India.
It still holds relevance for WooCommerce stores in 2025.
- Supports UPI, cards, netbanking, EMI, wallets, and international cards.
- The official CCAvenue WooCommerce plugin allows direct integration.
CCAvenue is often chosen by large enterprises and legacy businesses that want wide coverage and trust.
However, compared to Razorpay or Cashfree, it sometimes lags in UI/UX and success rates.
7. PayPal
PayPal continues to be the most trusted brand for cross-border WooCommerce payments in 2025.
It’s ideal if your store targets international buyers who already know and trust PayPal.
- Supports multi-currency payments with automatic currency conversion.
- High global trust and buyer protection are a big plus for new customers.
- Integrates easily with WooCommerce using the PayPal WooCommerce plugin.
PayPal is perfect as a secondary gateway alongside Stripe or WooPayments.
While its fees are higher, the trust factor and conversion boost it brings for international buyers make it worth including.
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Best WooCommerce Payment Gateways in 2025 (Comparison Table)
Here’s our expert pick of the top WooCommerce payment gateways for 2025, each with strengths in different areas.
| Gateway | Fees | Settlement | Ideal For | Success Rate |
|---|---|---|---|---|
| Stripe | ~2.9% + fee | 2 to 7 days | Global stores, SaaS | High |
| WooPayments | ~2.9% + fee | 2 to 7 days | Small/medium stores, simple setup | High |
| Razorpay | ~2% + GST | 2 to 3 days | Indian eCommerce | Very High |
| PayU | ~2% + GST | 2 to 4 days | Subscription + retail | High |
| Cashfree | ~2% | 24 to 48 hours | Startups, UPI-heavy stores | Very High |
| CCAvenue | ~2% ~3% | 2 to 3 days | Enterprises in India | Medium |
| PayPal | ~4.4% + fee | 2 to 7 days | Cross-border eCommerce | High |
We compare fees, settlement speed, and success rates to help you integrate the gateway that maximizes profits.
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Seven Square’s Expertise in WooCommerce Payment Gateway Integration
We ensure your payments run fast, secure, and hassle-free.
Whether you’re a small business or a global eCommerce brand, our team delivers the right solution for your store.
- Fast integration of Stripe, Razorpay, PayU, Cashfree, WooPayments, & PayPal.
- Custom plugin development for unique payment workflows.
- Smooth migration support (Stripe to WooPayments, PayPal to Razorpay).
- Dedicated support for subscriptions & recurring billing.
- Performance monitoring for higher UPI success rates.
With our WooCommerce payment gateway integration services, you get a partner ensuring smooth checkout, better conversions, and higher customer trust.
Looking for WooCommerce Payment Gateway Integration? Contact Us Today!
How to Choose the Right WooCommerce Payment Gateway for Your Store?
Choosing the best WooCommerce payment gateway for your store in 2025 is about finding the one that matches your business model and growth goals.
At Seven Square, we always suggest looking at a simple checklist before deciding:
- Business Model: Subscriptions? One-time sales? International orders?
- Geography: India-first (Razorpay, PayU) or Global-first (Stripe, WooPayments)?
- Transaction Volume: High-volume merchants may need lower % fees and faster settlements.
- Recurring Billing: Stripe, WooPayments, & Razorpay handle subscriptions smoothly.
- Fee Tolerance: For the lowest fees matter most, Cashfree and Razorpay.
FAQs
- The best WooCommerce payment gateway for India is Razorpay or PayU because they offer UPI, EMI, wallets, RBI approval, and strong WooCommerce plugin support.
- Cashfree and Razorpay offer the lowest fee WooCommerce payment gateways in 2025.
- They come with affordable UPI zero-cost options and fast settlement times of 24 to 48 hours.
- You can enable multi-currency checkout in WooCommerce using Stripe, PayPal, or WooPayments.
- They support automatic currency conversion and international cards with 3D Secure 2.0 compliance.
- Yes, WooCommerce allows multiple payment gateways like Stripe, Razorpay, PayPal, and Cashfree.
- This ensures backup options, better success rates, and flexibility for customer preferences.