How Can I Choose the Right Shopify Payment Gateway for Higher Conversions?

Choosing the right Shopify payment gateway is one of the most important decisions for your online store.

We help Shopify merchants understand how to choose the right payment gateway for Shopify, reduce checkout failures, support multiple payment methods, & increase conversions.

When you use the best Shopify payment gateway, one that supports UPI, cards, wallets, EMI, international payments, and fast payouts.

Your customers enjoy a smoother checkout experience, and your store earns more revenue with fewer drop-offs.

Here in this blog, you will learn about some of the best payment gateway for Shopify stores and how Shopify payment gateway integration can be done.

Why Your Shopify Payment Gateway Matters More Than You Think?

A powerful Shopify payment gateway does much more than process payments. It directly impacts how many visitors convert into paying customers.

Our team often sees that brands lose sales because of slow, untrustworthy, or incompatible payment gateways.

1. The hidden role of payment gateways in Shopify conversions

• Your payment gateway controls trust, speed, and success rates.
• Three key factors that decide whether a customer completes the purchase or abandons the cart.

2. How slow, untrusted gateways silently kill sales?

• When customers face slow loading screens, redirects, or unsecured payment pages, they instantly drop off.
• This is why choosing a secure, fast, and reliable Shopify payment gateway is important.

3. Why are checkout failures = lost revenue?

• Failed payments happen due to poor gateway success rates. Every failed payment means an immediate lost sale.
• Using a high-success-rate Shopify payment gateway helps avoid revenue leakage and boosts conversions.

What Do Customers Expect at Checkout?

Buyers expect speed, convenience, and flexible payment methods.

That’s why we help Shopify merchants adopt gateways that match modern customer behavior.

1. Instant payments: UPI, wallets, BNPL

• Indian shoppers prefer UPI, wallets, and Buy Now Pay Later (BNPL) because they offer instant & smooth payments.
• If your gateway doesn’t support them, conversions drop.

2. One-tap experiences: Apple Pay, Google Pay

• Global shoppers love one-tap payments. Gateways offering Apple Pay or Google Pay help reduce checkout steps & improve completion rates.

3. Cross-border readiness for global buyers

• If you target international customers, your gateway must support USD, GBP, EUR, and make international payments.

4. Mobile-first checkout expectations

• Most Shopify orders now come from mobile devices. Customers expect fast, mobile-optimized, and secure payment experiences.

What Are the Main Factors to Consider While Choosing a Shopify Payment Gateway?

We evaluate every Shopify payment gateway based on real business needs. Here are the most important factors you must review to increase conversions.

1. Supported Payment Methods (UPI, Cards, Wallets, EMI)

• Offering multiple payment methods instantly boosts your conversions.
• Customers want flexibility, some prefer UPI, & others use credit cards, wallets, or EMI for big purchases.
• The more methods you support, the fewer customers you lose at checkout.
• This is why the best Shopify payment gateway India solutions always include these options.

2. Transaction Fees & Hidden Charges

• Every payment gateway has different transaction fees.
• A proper Shopify payment gateway fees comparison helps you understand the real cost per order.
• Higher fees directly reduce your profit per sale, especially for high-volume stores.
• We help brands choose gateways with the best balance of features, pricing, and performance.

3. Payout Speed & Settlement Duration

• Fast payouts help you maintain cash flow and scale your store.
• Some Shopify payment gateways settle funds in 24 to 48 hours, while others take several days.
• Faster settlements allow you to manage inventory, marketing, and operations more efficiently.

4. International Payment Support

• If you sell globally, your Shopify payment gateway must smoothly accept USD, GBP, EUR, and other currencies.
• We recommend gateways with strong international support, smooth KYC processes, and low cross-border fees to make global expansion easier for merchants.

5. Checkout Reliability & Success Rate

• A gateway with a poor success rate leads to payment failures, which directly reduces your revenue.
• Choose a high-success-rate Shopify payment gateway to minimize drop-offs.
• Direct integrations, fewer redirects, and stable servers result in smoother checkouts.

6. Fraud Protection & Security Compliance

• Security builds trust. Look for payment gateways with PCI-DSS compliance, tokenization, 3D Secure, and fraud detection tools.
• These features protect customer data and reduce chargebacks.
• We always recommend gateways that provide advanced security without slowing down the checkout process.

Learn more about Odoo & Shopify Integration.

What Are the Best Shopify Payment Gateways? (Indian + Global)

Choosing the best Shopify payment gateway depends on your store’s location, customers, and conversion goals.

We’ve helped hundreds of merchants choose the right Shopify payment gateway India options & global gateways that offer fast payments & secure processing.

Best Shopify Payment Gateways for India

1. Razorpay

Razorpay is one of the best Shopify payment gateways in India because it supports UPI, cards, wallets, and EMI.

It offers fast onboarding, simple APIs, & strong security. We prefer Razorpay for stores that need quick settlements, smart dashboards, & automated workflows.

• Easy UPI payments.
• 100+ payment modes.
• Great for subscription billing.
• Supports UPI, cards, wallets, EMI, BNPL.
• High success rate and easy Shopify integration.

Best For: Stores needing UPI-first checkout, fast settlements, and multiple payment methods.

2. Cashfree

Cashfree is a popular Shopify payment gateway India merchants trust for instant settlements and high success rates.

It allows smooth UPI, card, and international payments with powerful APIs.

We suggest Cashfree for businesses that need payouts, recurring payments, and automated refunds.

• Fastest settlement cycles.
• Smart analytics.
• Best for high-volume stores.
• Quick onboarding and stable performance.

Best For: Brands with high daily order volume wanting a reliable, high-success-rate Shopify payment gateway.

3. PayU

PayU is one of the best Shopify payment gateway choices for Indian merchants who want strong fraud protection and bank EMI support.

With high transaction success and smooth checkout, PayU helps you boost conversions.

We recommend PayU for large-scale businesses & enterprise Shopify stores.

• EMI options.
• Supports multiple currencies.
• Great uptime.
• Good for large-scale stores.

Best For: High-ticket stores that depend heavily on credit cards and EMI.

Best Shopify Payment Gateways for Global Stores

1. Shopify Payments

Shopify Payments is the best Shopify payment gateway for global stores because it eliminates third-party fees and gives you a smooth, built-in checkout.

We recommend it for merchants wanting fast onboarding, multi-currency support, and complete control within the Shopify dashboard.

• Works in 20+ countries.
• Lowest Shopify transaction fees.
• Supports local currencies.

Best For: Stores selling internationally that want a one-click checkout with high conversions.

2. Stripe

Stripe is one of the best payment gateways thanks to its global coverage, advanced fraud protection, and smooth developer tools.

We advise global merchants to use Stripe for subscription billing, international payments, and high-volume checkout flows.

• Supports 135+ currencies.
• Smart fraud detection.
• Easy recurring billing.
• Perfect for SaaS & subscription billing.

Best For: Tech, subscription, and global eCommerce stores.

3. PayPal

PayPal is the world’s most trusted payment gateway with millions of active users.

It helps Shopify stores build instant trust and increase international conversions.

We suggest PayPal for businesses targeting global buyers who prefer single-click checkout and strong buyer protection.

• Global brand trust.
• Express checkout.
• Multi-currency payments.
• Customers often keep money in PayPal wallets.

Best For: Global stores that want credibility and cross-border support.

Comparison Between the Best Shopify Payment Gateways

Here is a simplified Shopify payment gateway fees comparison to help you choose faster.

How to Match the Right Gateway With Your Business Model?

Choosing the best Shopify payment gateway becomes easier when matched with your specific business model.

We help merchants maximize conversion by selecting gateways based on real customer behavior.

• For Low-Ticket Stores (Impulse Buys): Use gateways that support UPI, Wallets, and BNPL. These methods offer instant payments and reduce friction—perfect for budget-friendly products.
• For High-Ticket Stores: Choose gateways with EMI, credit cards, and secure processing like PayU, Razorpay, or Stripe. EMI increases affordability and boosts conversions.
• For Subscription/Recurring Billing Stores: Use Stripe or Razorpay Subscriptions, as they offer automatic payments, flexible billing cycles, and very high reliability.
• For Global Stores: Select Shopify Payments, PayPal, or Stripe to accept USD, GBP, EUR, and other currencies with seamless international support.

How to Reduce Payment Failures on Shopify?

Payment failures reduce your revenue. Here’s how to fix them.

• Use gateways with higher success rates: Choose gateways known for stable servers and smooth checkout.
• Avoid forced redirects: Redirects often cause failure. Use direct integrations like Shopify Payments or Razorpay.
• Enable one-click payment options: Apple Pay, Google Pay, and saved card options boost conversions.
• Offer local currency: Always show prices in INR, USD, GBP, or local buyer currency to reduce friction.

These steps help brands learn how to reduce checkout failures & Shopify payment gateway issues effectively.

Step-by-Step: How to Integrate a Payment Gateway on Shopify?

This simple guide helps you perform Shopify payment gateway integration without coding.

Step 1: Go to Settings → Payments

• Open the Shopify admin and choose “Payments”.

Step 2: Select Your Payment Gateway

• Choose Razorpay, Stripe, PayPal, Shopify Payments, or any supported gateway.

Step 3: Enter API Keys

• Copy the API key and secret from the payment gateway dashboard and paste them into Shopify.

Step 4: Activate the Gateway

• Enable test mode if needed, then activate live mode.

Step 5: Test Checkout

• Place a test order to ensure everything works smoothly.

How Do We Provide the Best Shopify Payment Gateway Integration Services?

We help businesses choose and integrate the best Shopify payment gateway for higher conversions, secure checkout, and smooth performance.

• Our developers help you select the best Shopify payment gateway based on target audience, store size, and business model.
• We optimize your Shopify payment gateway flow to reduce drop-offs and improve overall checkout performance across devices.
• Our team tests every Shopify payment gateway with real user flows to guarantee high success rates and faster payments.
• We offer ongoing monitoring and support to ensure your Shopify payment gateway runs smoothly as your store grows.

Want to Integrate a Payment Gateway in Your Shopify Store? Contact Us Now!

How the Right Gateway Increased Conversions by 27%?

A Shopify store was losing customers due to slow payment processing and frequent checkout failures.

We recommended switching to a high-success-rate Shopify payment gateway with UPI, cards, wallets, and one-click options.

Within 30 days, the store saw:

• 27% increase in conversions.
• 40% reduction in payment failures.
• Faster payouts and smoother cash flow.

Your Payment Gateway Is a Conversion Strategy

Choosing the best Shopify payment gateway is a direct conversion strategy. The right gateway improves trust, speed, success rate, and ultimately revenue.

We help Shopify merchants pick the best Shopify payment gateway based on real customer behavior, business goals, and checkout performance.

Make a smarter choice today and get higher conversions for your store.